A Spring Finance secured loan, or second charge mortgage as its more commonly known, allows you to raise money against your residential or investment property, leaving your existing first charge mortgage in place. Just like your first charge mortgage, a secured loan will use your property as security and a legal charge will be put on your property behind your first mortgage.
Spring Finance is staffed by experienced, dedicated multi-disciplined professionals who share a special interest in the second charge mortgage sector. We work alongside FCA authorised intermediaries and focus on the needs of the individual’s circumstance rather than a ‘computer says no’ approach to underwriting. This means that we are able to assist your financial needs where perhaps a high street lender can’t.