This website (“the Site”) is controlled and owned by Spring Finance Limited (Company number: 3709012) (“we”, “our” or “us”) from the United Kingdom and complies with English law. In these Terms and Conditions of Use references to “You” shall be to any user of the Site including any user who registers on the Site (whether an individual or a company, corporation, state, state entity, trust, joint venture, partnership, agency, association or other entity (whether or not having separate legal personality)).

We make no representation or warranty that the Site or any part of its content can be viewed or downloaded lawfully outside of the United Kingdom. Access to the Site by specified persons or from specified countries may not be lawful. If you obtain access to the Site from outside the United Kingdom such access will be at your own risk and you will be responsible for complying with any relevant laws of the jurisdiction from which such access is obtained.

The Internet environment is not a secure environment, accordingly, the security of information transmitted by the Internet cannot be guaranteed. Any losses incurred or sustained by users who transmit information by means of e-mail or other Internet links will be borne solely and exclusively by such user and in no event will any such losses in whole or part be borne by us.

Agreement between user and Spring Finance Limited
The Site is offered to you conditional on your acceptance without modification of the terms, conditions and notices contained herein. Your use of the Site constitutes your agreement to all such terms, conditions and notices. Information about you will be dealt with in accordance with the Privacy Statement also posted on the Site.

Use Limitation
Unless otherwise stipulated, the use of the Site is for your personal use. You may not modify, copy, save, distribute, display, publish, transmit, license, create derivative works from, dissassemble, reverse engineer, decompile, transfer, sell or otherwise interfere or deal with any information, software, products or services obtained from the Site save as detailed in these Terms and Conditions of Use.

Intellectual Property
All design, content, text, graphics, the selection and arrangement thereof, and all software compilations, underlying source code, software and all other material on the Site are the copyright of us or our affiliates or content and technology providers (in which case such use is under licence). ALL RIGHTS RESERVED.
Any unauthorised use of the design and contents of the Site will infringe our rights and those of our licensors under International Treaty and English Law.
Permission is granted to you to electronically copy and to print in hard copy portions of the Site for the sole purpose of seeking information about our services.

Any other use of materials on the Site, including reproduction for purposes other than those noted above, modification, distribution, or republication, without our prior written permission, is strictly prohibited.

Any copies you make of portions of the Site must retain all copyright, trademark and other proprietary notices contained on such portions of the Site.
F. You agree not to:
obtain unauthorised access, through whatever means, to restricted areas of the Site;
send unsolicited commercial e-mail or “spam” to any www.springfinance.co.uk e-mail address or user of the Site or otherwise abuse any part of the Site or any other network;
attempt to test the vulnerability, probe, scan, damage, disable, overstrain or prejudice the Site or breach the security measures of the Site or other like systems and networks;
access any materials or information not intended for you by logging into the Site on another user’s details or otherwise including through any means not intentionally made available through the Site;
threaten, abuse, disrupt, harass, stalk or otherwise violate the rights (including rights of privacy and publicity) of others, including the commission of any offence under the Prevention of Harassment Act 1997 or similar legislation; or
use the Site for fraudulent purposes or in connection with a criminal offence or other unlawful activity.

Intermediary Accounts and Information
If a particular service we offer requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. We will contact you with a username and password should your application be succesful. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify us immediately of any unauthorised use of your account or any breach of security. We will not be liable for any loss that you may incur as a result of someone else using your password and account, either with or without your knowledge. However, you could be liable for losses incurred by us or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder.

If you submit materials such as data, information or copies of qualifications to us you automatically represent and warrant that:-

any personal data provided is complete, true and accurate and that you have only provided such information about yourself and have not registered details of any other person. You also agree to notify us of any changes to such information immediately;
you have not submitted anything which is in breach of confidence owed to any third party;
you own any copyright, proprietary rights or intellectual property rights, or that you have obtained express permission from the owner of such rights to distribute such information world-wide;
we may reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials or incorporate such materials into any form, media or technology now known or later developed throughout the world and you irrevocably licence us to do so;
all material submitted is original to you and not copied in whole or part from any third party; and
the submissions or any other information you send to the Site will not be, or contain, material which is offensive, pornographic, defamatory, blasphemous, unlawful or likely to infringe any applicable law, whether civil, criminal or religious including, without limitation, relating to race, sex, disability, religion/belief, age or sexual orientation.

Amendments to Terms and Conditions of Use
We reserve the right to amend the Terms and Conditions of Use at anytime without notification. Up to date Terms and Conditions of Use will be available on the Site. It is your responsibility to ensure you are aware of any amendments to these Terms and Conditions of Use.

Links to Third Party Sites
The Site may contain links to third party websites. The third party wesbites sites are not under our control and we are not responsible for the contents of these third party websites including without limitation any link contained in the third party website or any changes or updates to a third party website. We are not responsible for any transmission received from any third party website nor are we responsible if the third party website is not working appropriately. The inclusion of any link does not imply endorsement by us of the website or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the third party sites.

Website Access
We reserve the right to suspend access to any or all parts of the Site temporarily or permanently without notice.

Products and Prices
We reserve the right to amend or withdraw products and prices incuding special offers listed on the Site without notice.

Your Warranties
You warrant as follows:-

any data or other computer-encoded information you transmit to us shall be tested with up-to-date industry standard virus checking software before you start the transmission;
your use of the Site shall only be for lawful purposes;
you will not breach the intellectual property rights of any person; and
you shall not allow any third party to use the Site in breach of these Terms and Conditions of Use.
You shall indemnify and hold us harmless from and against all claims, losses, liabilities, costs, damages and expenses incurred by us by reason of any breach of your obligations as contained in these Terms and Conditions of Use.

Liability disclaimer
The information, software, products and services included in or available through the Site may include typographical or other errors. We accept no liability for any inaccuracies or typographical errors.

The information that is made available on the Site is intended for general information purposes only and is provided without any warranties of any kind. Neither we, nor any of our suppliers, accept any liability for any loss arising as a result of reliance on the information contained on the Site. Information received from the Site does not constitute financial or other professional advice. If you wish to obtain advice you should consult a suitable professional for specific advice tailored to your situation.

We and our respective suppliers make no representations about the suitability, reliability, availability, timeliness, lack of viruses or other harmful components and accuracy of the information, software, products, services and related graphics contained within the Site for any purpose.

You specifically agree that we shall not be responsible for unauthorised access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Site.
You specifically agree that we are not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another’s rights, including intellectual property rights.
You specifically agree that we are not responsible for any content sent using and/or included in a Site by any third party.

In no event shall we and/or our suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Site, with the delay or inability to use the Site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Site, or otherwise arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise, even if we or any of our suppliers has been advised of the possibility of damages.

If you are dissatisfied with any portion of the Site, or with any of these Terms and Conditions of Use, your sole and exclusive remedy is to discontinue using the Site.